Glossary of Mortgage & Real Estate Terms

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
Original Principle Balance
The total amount of principal owed on a mortgage before any payments are made.

Origination Fee
On a government loan the loan origination fee is one percent of the loan amount, but additional points may be charged which are called "discount points." One point equals one percent of the loan amount. On a conventional loan, the loan origination fee refers to the total number of points a borrower pays.

Owner Financing
A property purchase transaction in which the property seller provides all or part of the financing.

Owner's Title Policy
A policy protecting the buyer for the amount of the purchase price in the event of a future title dispute.
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